Featured Community: Meadow View Farms

Looking for a new home in an amazing 55+ lifestyle community with the best amenities? Judd Builders has many wonderful planned communities to check out! Built in up and coming and sought after areas, all of our communities offer an array of conveniences including, the best shopping, nearby attractions, and a friendly neighborhood atmosphere, especially Meadow View Farms.

Meadow View Farms is an active adult community that provides an engaging and carefree lifestyle for its residents. The integration of this community and historic Oley Township is seamless. It’s nestled amidst rolling hills and the fertile land of a historic farming community that grew into a small close-knit village. That close-knit village atmosphere continues in today’s modern Oley PA, making Meadow View Farms the perfect location for retirees to settle.

Located in Berks County, PA, Meadow View Farms offers the perfect setting for active seniors looking for a community where they can enjoy virtually maintenance free living. Conveniently located in Oley, you can admire the scenic views while appreciating the easy access to the Reading Metro area. When you live in Meadow View Farms, you won’t have to worry about spending your free time dealing with time consuming outdoor maintenance. Enjoy lawn care and snow removal when you pay a small a homeowner’s associate fee, which makes your carefree lifestyle possible. On top of that, you’ll also have access to the amazing clubhouse where you can host a birthday party, meet the grandkids for lunch, browse the Internet in the business center, and stay in shape at the fitness center!

Starting from the low $200s, these single-family homes are perfect for an active adult lifestyle. Meadow View Farms is also offering $22,500 in savings for a limited time (restrictions may apply), so if you’re interested don’t miss your chance and contact the sales consultant at 610-987-0422 for details!

Each home design is beautifully planned and built with the highest quality of materials and workmanship during construction. Meadow View Farms offers three models: The Brighton, The Chatham, and The Darien. Each model home design features 2-3 bedrooms, 2-3 baths, a luxurious owner’s suite, a gourmet kitchen, and spacious 2-car garage. Some homesites even have walkout basements! However, only a few homesites with walkout basements remain; so don’t miss your chance! There are also ranch homes available for individuals who prefer single-story living. These amazing homes built in the historic Oley Township are ideal for any couple looking for an active lifestyle community.

Meadow View Farms’ peaceful, yet convenient location makes it perfect for 55+ active adult living. Don’t miss your chance to live in the wonderful community and enjoy a carefree, satisfying lifestyle. If you have any other questions feel free to contact us! We would love to answer all of your questions!

Getting Organized for the Move: How to Prepare for Before & After the Move

Moving is a huge milestone for every homebuyer. It’s an exciting time for everyone; however, the moving process itself has a lot of steps that can feel unmanageable at times. Keep your move manageable with these helpful before and after tips!


Packing for the Move:

1. Determine Essentials
Organizing before you pack will pay dividends when you make the move to your new home. Decluttering while packing and determining what is essential will leave you with less stuff to unpack. We all tend to hang onto items longer than we should, so go through everything and determine what is essential to you and your family. Once you’ve figured out your essentials, make a list of how many helping hands are available and decide what size moving truck you’ll need.

2. Color-coordinate and Label
Nobody realizes how much stuff they have until they move. After you’ve determined your essentials, it’s time to start putting things into boxes and packing. Labeling things will definitely make your life easier when you go to unpack in your new home. However, you should also color-coordinate, as well as label your boxes. Designate a specific color for each room and mark or label as needed. When you go to unload everything, you’ll know where each box needs to go due to the bold color and specific labeling, making the process much more efficient and manageable.

3. Call Movers
No matter how hard you try, there will be some items that you cannot move yourself. Call professional movers to help assist with large and heavy items that you can’t move yourself. However, make sure to do your research on moving companies before you make your final decision on which company to trust with your belongings.


Unpacking after the Move:

1. Unload Boxes and Place in Appropriate Room
Before you unpack all your belongings you or the movers will have to unload all your belongings from the truck. If you color-coordinated and labeled your boxes this step will be easy! Make sure every box is placed in the appropriate room so that when you go to unpack everything that belongs in that room will be there!

2. Go Room by Room
The easiest way to unpack is to go room by room. Start with rooms that are essential to everyday living, like the kitchen, bathroom, or family room and branch out from there. This seems rather obvious, however, when you have a lot of helping hands things can get rather busy. If you color-coordinated and labeled everything before the move, unpacking will be easier too. Most likely, the boxes and furniture for each room will have made it to their respective locations due to prior organization. So, if you have a lot of friends and family helping, you’ll be able to unpack each room fairly quickly! Just make sure to focus on unpacking the bigger, more important items first and save the smaller items like clothes, trinkets, and décor for later!

3. Organize and Store
Once things start falling into place and you have most of your stuff unpacked, you can start organizing and storing the rest of your things accordingly. Have fun unpacking all the décor that makes your new house your home and feel at ease as you settle into your new home!

How to Ensure a Timeless Design

Just like you want your dream house built to last, you also want the design to last as well. Many homeowners strive to capture their personal style however; eventually they change up their home decor. You don’t have to keep redesigning your home. Here’s how to ensure a timeless design by following these four tips!

Don’t Follow Fads
It might be difficult nowadays with a barrage of images of the latest in design, but you’ll want to stay away from the popular design trends to ensure a timeless design. Most design fads go out of style, making any home design in those trends dated. To capture a timeless design, you’ll want to stick to classic looks. Classic designs are usually simple, but sophisticated and definitely not unconventional. However, if you really want to incorporate certain design trends you can. Keep the base of the house classic and experiment with decorations to incorporate the most recent trends.

Make it Functional
Before you start designing any room you should take a step back and think about the intended use. Then, design with purpose and functionality in mind. Think logically about the placement of furniture and your design is bound to be timeless. Most of the time less is more when it comes to functionality and timeless design. Don’t choose an oversized sofa or busy patterns and spaces, you want to balance the room with furniture that fits the room perfectly. Timeless design is usually scaled, proportioned, and sensible. It should not overpower a room or seem unimportant; the design should be functional and classic.

Design with Staying Power and Traditional Design Elements
Timeless design was not created to be temporary. However, if you’re looking to achieve timeless design make sure to design with staying power. Seek out design elements that have been considered classic or traditional, which were created to last. Timeless design is actually fairly easy to achieve. Traditional design elements like style, color, and natural architectural details will help the overall design feel timeless. Some traditional design elements consist of: Neutral colors, clean lines and shapes, and natural materials like wood, cotton, and stone. With all this in mind, aim for simplicity and elegance and you’ll be sure to capture a timeless design.

Choose Quality
Quality never goes out of style. One way to ensure a timeless design is to invest in high-quality products. That even includes building materials and finishes as well, something you won’t have to worry about when you partner with Judd Builders. Here at Judd, it is our goal to build your dream home by guiding and advising you through the entire building process. With our commitment to customer satisfaction we won’t just build you a house; we’ll build you a home.

Decorating Tips For Better Sleep

Most people nowadays struggle to get the appropriate amount of sleep at night. There are a lot of elements that can cause someone to lose sleep, but there is an easy way to fall and stay asleep. The best part is that can be as easy as changing your home decor. So here are four simple decorating tips that will help you get better sleep!

Paint Soothing Colors
Color has a direct affect on people. That’s why it’s important to paint your bedroom a soothing color. It’s best not to paint your bedroom a bright color that pops because these colors tend to keep you alert and distracted, making it harder for you to fall and stay asleep. Instead, opt for cooler colors like blues, greens, or neutrals. However, don’t feel discouraged from using bright colors as accents in your decor or artwork. Subtle touches won’t overpower the room and make it difficult to sleep.

Create a Sense of Balance
A sense of balance can do wonders for your sleep patterns. Make sure to have the same amount of space on each side of you bed. The equal space creates a soothing sense of spatial balance, making it easier to sleep because you feel safe and comfortable. It’s best not to push your bed up against a wall or else an energy imbalance may disrupt your sleep. Arrange your furniture so that your bedroom has the perfect feng shui to help you sleep better.

Clear the Clutter
Don’t clutter your bedroom with extra papers, bills, and receipts. Clear the clutter and keep your bedroom clean from the chaos of everyday life. Your bedroom is your sanctuary, so you should keep it that way. Too much clutter in a room can cause anxiety and uneasiness, causing you to lose much needed sleep. Instead decorate with items that you absolutely love and find another place for that pesky paperwork, like a home office!

Adjust Bright Lights
Lighting is important, however, if your lights are too bright you should try adjusting them to make them dimmer. A room that is dark or has soft lighting is easier to fall asleep in. There are many steps you can take to make sure that bright lighting won’t affect your sleep pattern in the future. You could always opt to add a dimmer to your light switches so you can adjust the lighting to your liking. You could also add liners to your drapery to prevent outside light from disrupting your sleep. Or you could easily just change the watt of all your light bulbs as well. Just make sure to attain a soothing, ambient soft light so that you get better sleep.

Bonus: Clean Sheets/Linens
Clean sheets are a big help when it comes to sleeping. The freshness and cleanliness of linens will help you fall and stay asleep. Try to change your sheets once a week to keep them clean and you sleeping better!

Home Insurance 101

When it comes to home insurance not all policies were created equal. So how do you know if you’re getting the right home insurance? There are a lot of things to consider when it comes to home insurance. So here’s a list of some things that you should know in the future when you’re looking to move!

What it Covers
It’s important to know what your homeowners insurance covers. Most people assume that everything is covered once they have insurance, but this is not the case. It’s important to know this before any damage has occurred so you aren’t surprised. So when deciding what needs to be covered, think about the value of you house and your belongings as well as the cost of living.

How Do I Know If I Have Enough Coverage?
A good way to know if you have enough coverage is to get an appraisal. This will help you determine the replacement cost of your home. It is suggested the best way to insure your house is to opt for a guaranteed, or replacement, value coverage. This option usually costs a little more, but in most cases it will cover 100 percent of replacement costs.

How Much Does it Cost?
The cost of homeowners insurance varies for every property. Depending on the condition and location of your home, as well as your credit score, the cost of homeowners insurance will be determined.

How Can I Save?
The best way to save on your rates is to bundle your home and auto insurance together with the same insurance company. The amount you save will be different depending on the insurance company, so do your research before making your final decision!

Can It Be Canceled?
Your homeowners insurance can drop you and or cancel at any time. Being dropped is different from being canceled. When being dropped your policy is not renewed after its expiration date and you must look for another provider. When your homeowners insurance is canceled it is most likely due to specific circumstances. From non-payments to an increase of risk, there are a number of reasons it could get canceled. In the event of a cancellation you’ll receive a 10-30 day notice to start looking for another provider.

Keep In Mind, You Aren’t Covered for Everything
As stated above, most people think they are covered for everything when they get homeowners insurance, but they’re not. If someone were to get hurt on your property there is the possibility of being sued. So, get an umbrella liability insurance as well as homeowners insurance and you’ll be covered for a certain amount depending on your provider.

Why Living in Philly is the Best

Location can be a deciding factor for many individuals when buying a home. Most families overlook cities while they are searching for their future forever home. However, Philadelphia is a city that has a lot to offer families looking to move. Over the last couple of years Philadelphia’s economy has been steadily improving, specifically in the education and healthcare sectors. There has also been revitalization in many different neighborhoods that makes Philly a great place to live. However, these aren’t the only reasons why living in Philly is the best. There are a multitude of attractions that make Philly amazing!

The History
When it comes to history, Philadelphia has a lot to brag about. Several firsts have taken place in Philly and its citizens take great pride in the history of the city. From being the birthplace of the nation to having the first American University to offer undergrad and graduate degrees, there is much more to Philly than cheesesteaks. The city shines a light on the historical importance that it played throughout American history. You can step back in time by visiting a multitude of historical buildings or landmarks found within the city. The Betsy Ross house, the Liberty Bell, and the Botanical Gardens are only a few of the attractions Philly has to offer.

Foodie Paradise
Yes, Philadelphians love their share of cheesesteaks, pretzels, and hoagies, but Philly is a foodie paradise that offers a vast array of good eats. From the Italian Market to top-notch 5-star restaurants, there is always a place to eat in Philly. If you are an exotic eater, you’ll absolutely fall in love with the array of flavors that the city has to offer.

Invested in the Arts
Rocky didn’t have to run up the steps to put the Philadelphia Art Museum on the map. Known for being one of the biggest museums in the country, it houses a wide range of paintings and artifacts that draw in thousands. The Art Museum plays a huge part in Philly culture as well as the smaller, but super unique Barnes Foundation. However, the city goes above and beyond when it comes to celebrating the arts. Many artists flock to the city and create a unique atmosphere that can’t be rivaled. In fact there are six top art schools in the area, making Philly perfect for any artsy type or those who appreciate the arts.

Families Embracing the City
Recently a lot of families have been embracing the city due to the numerous family-friendly activities it offers. The city offers great park systems, the perfect outdoor space for kids to run around and play. There is also a long list of museums including the Please Touch Museum and the Franklin Institute to explore with the whole family, making it the ideal for young families to explore and have fun.

Philly Loves Their Sports Teams
Everyone knows that Philadelphia absolutely LOVES their sports teams. Philadelphians are always cheering on our home teams throughout the year! From the Philadelphia Flyers to the Phillies, Sixers, and the NFL Super Bowl 52 champs Philadelphia Eagles (Fly Eagles Fly!), the city is always buzzing with Philly Sports Pride, which is always an electrifying feeling!

Considered the Best Place to Visit in U.S.
Recently, Philadelphia has been considered one of the best places to visit in the U.S. It’s no wonder! Philly has a long list of activities to participate in and places to tour. From historical landmarks to fantastic shopping and food you will never be bored in Philly. Whether you’re just visiting or if you’re considering moving to Philly, you won’t be disappointed.

5 Common Home Mortgage Mistakes

There are many steps to take while buying a home, but figuring out financing is one of the most important steps of the process. Financing doesn’t get discussed as much as it should during the home buying process, which leads to common mortgage mistakes made by homebuyers. When buying a home it’s important for buyers to be educated. If they make one of these mistakes it could be the difference between getting approved for a loan or not. So if you’re thinking of buying a new home make sure to avoid these common mortgage mistakes.

1. Getting Pre-Qualified for a Mortgage, Not Pre-Approved
Getting pre-qualified for a mortgage is completely different from getting pre-approved. This is a common mistake that many homebuyers make when applying for a loan. Not getting a pre-approval when buying a home is a huge mistake. There is a distinct difference between pre-qualified and pre-approved. The lender, without any research, often does a mortgage pre-qualification based on the information that the borrower provides. However, a mortgage pre-approval is issued after the lender reviews important financial information based on the borrowers pay stubs, tax returns, and credit reports. It’s important to know the difference and get the pre-approval so that you can avoid this common mortgage mistake and make the home buying process easier.

2. Putting No Money or Little Money Down
When putting no money or little money down you are at more of a disadvantage compared to others who have put a good amount of money down. When you pay little to no downpayment there is very little equity in your home, which could potentially hurt you in the future. Also, you’ll probably have to pay mortgage insurance as well as higher interest rates on your mortgage if you opt for a smaller downpayment. When making this decision it is important to weight the pros and cons. If you can’t put a substantial amount down don’t worry, you can still make it work. However, if you can afford to make a bigger downpayment it is almost always the better option to go with.

3. Skipping on Locking Your Mortgage Rate
Later into the mortgage application process, one of the decisions you’ll have to make is whether to lock in you mortgage rate or not. Whatever you do, do not skip on locking the mortgage rate. When you don’t commit to the mortgage rate and decide to float your mortgage rate instead, you may put yourself at risk. You can potentially end up with a higher rate than what you would have had if you decided to lock your mortgage rate. So it’s important to remember during the process to always lock your mortgage rate. Better safe than sorry!

4. Overlooking the Total Cost of Owning a Home
Owning a home is much more than just paying you monthly mortgage. There are other costs that come with owning a home and applying for a mortgage. It is extremely important t understand how much it costs to buy a home. Take into account repairs, utilities, groceries, insurance, and other such expenses. When buying a home keep this in mind and crunch the numbers so that you won’t be in a vulnerable position in the future.

5. Not Having Job Stability
When mortgage companies are deciding to approve or deny a borrower a loan they review the current and previous job history of the borrower. Having a sporadic job history will make attaining a home loan difficult for the buyer. Job stability is vital when getting approved for a home loan. Most mortgage companies are looking for at least two years of work in the same occupation. Also, if you’re changing jobs or job positions ask your employer if you can start after the closing date. Changing positions during the process of receiving a mortgage loan will complicate the process. The lender can easily reevaluate the stability of your position and change his or her mind. So keep this in mind when looking for a home, it could potentially hinder you when getting approved for a loan.