Settling Into A New Home: What to Do

Settling into a new home can be a daunting task. There are so many things to take care of that it seems like you can’t keep track of everything. However, this is supposed to be a fun time for you and your family. So here is a list of things you need to do when settling into you new home to make the move less stressful.

Fill Out A Change of Address Form
Once you move in it’s important to fill out a change of address form. This can easily be done at the local post office or online. However, don’t forget to notify your bank and any financial companies about the change. Contact them directly to let them know that you have moved.

Transfer Utilities and Services
Just like filling out a change of address form, you’ll want to transfer all of your utilities and services to your new address. Most utility services will either let you change your existing services or sign up. Check with our sales consultants about specific utility companies required at your new community.

Get To Know Your New Home
Let’s face it, you already know the layout of your new home, but do you know where the circuit breaker and water shutoffs are? Make sure to locate your homes main circuit breaker and make sure it’s clearly labeled. When something goes awry later down the road you’ll be happy you know exactly what to do.

Map Out The Area
Just like your new home, you’ll want to map out the surrounding community as well. Find out where the closest gas station, hospital, and grocery store is. This is for your convenience and it will help you adjust to the new community quickly and comfortably.

Help Children and Pets Adjust to Your New Home
If you have any children or pets, adjusting to the new environment can be hard for them. Help children settle into your new home by setting up their room first. Also, take them to the closest park to meet the neighborhood kids. If you have any pets, let them explore the new area on their own.

Meet Your Neighbors
Meeting your neighbors is key when you move into your new home. Don’t spend all your time settling into your new home. Get out and walk around the neighborhood and introduce yourselves to your neighbors. Establish a good relationship with them and they’ll be sure to keep a lookout on your home while you’re on vacation.

Relax and Enjoy
Don’t forget to relax and enjoy your new space! The hardest part of the home-buying process is over. Relax and take your time while settling into your new home, but don’t forget to enjoy being a new homeowner either!

What To Look For In a New Construction Home

Contrary to popular belief, buying a brand new home has a lot of perks, especially when you work with Judd Builders. Amazing locations, fantastic community life, and personalized home interiors are only a few of the perks of our new construction homes. However, before you buy a brand new home you should think about what you are looking for in a home.

Look for Multiple Models and Floorplans
Here at Judd Builders, we offer multiple models and floorplans at all of our communities so that you have options. That’s right, pick the perfect community for you and your family and then choose the right floorplan that will benefit you the most. Knowing exactly how much space you’ll need in your home will help you narrow down the options.

Look for Location
Location is an extremely important component when buying a new home. Not only do you want the community to be located in a great area, but you also want a great location for you home. That’s why we take great pride in our communities. All of our communities are located in fantastic areas! Also, when you work with Judd Builders you can choose your homesite, so pick the best location that works for you!

Look For a Wonderful Community
Not only are our communities located in great areas, but they offer some of the best community living! Create lasting friendships with your neighbors and enjoy what our communities provide. You can also choose a community that will benefit your lifestyle. Are you looking for a 55 and better community? No problem, check out Meadow View Farms or Renaissance at Morgan Creek. Or are you looking to live closer to the city? If so, check out Siena Place.

Look for Quality
If you are looking for a brand new house it’s important to look at the quality of homebuilders. Here at Judd, we take great pride in the quality of our construction. We offer top-notch service and aim to make the homebuilding process stress free for our interested buyers. You won’t have to worry about things being done right when you work with us! The quality of the house takes precedence throughout the homebuilding process because we want to ensure that you are thrilled with your dream home!

Now that you know what to look for and what we have to offer, come and visit us to start the homebuilding process and make your dream home YOURS from the start by working with Judd Builders!

Preparing To Buy A New Home: 7 Financial Tips

Buying a house is a huge step for many individuals or families. The task can be nerve-wracking at times because it is most likely the biggest purchase of your life. How do you know how much you can afford? Will you be approved at the rate you want? Don’t let financial stress hinder your experience, bypass the surprise expenses and be completely prepared to navigate the home buying process with these seven financial tips.

1. Check Your Credit Score/History
Your credit score is a major component when it comes to securing a mortgage. It is basically an overview of how much you spend and if you are able to pay your bills in a proper amount of time. Don’t spend more than you earn, lenders are typically looking for 12-18 months of positive history, which includes no late or missed payments and modest balances on credit cards. A good credit score is key to getting approved for a loan. If you don’t want any surprises, make sure to check your score.

2. Pay Your Bills On Time
Paying your bills on time directly affects your credit score. Your credit score is crucial to procuring a mortgage, so it is absolutely critical to pay all of your bills on time. If you think you might have trouble, set up a plan to pay off your bills and get your credit score up.

3. Don’t Open New Lines of Credit
Opening new lines of credit in a short period of time is seen as a risk and can actually lower you credit score. Many lenders will look for this and determine whether you are a high risk. Also, if you know you are applying for a mortgage, avoid making big purchases using your credit card. This can be seen in a negative light by a lender.

4. Research Mortgage Options
When it comes to your mortgage rate, it is important to figure out what loan type is right for you. Is a 30-year, fixed rate the right choice or could you afford larger monthly payments at a lower interest rate in a 20-year or 15-year fixed loan? Alternatively, you could apply for an adjustable-rate mortgage, which comes with a lower interest rate for the first few years but is considered slightly riskier. Crunch some numbers and determine what is the best fit for you before you borrow.

5. Determine How Much You Can Afford
Like researching mortgage options, look into your personal finances and determine what you can afford. Most of the cost will be towards your mortgage. However, don’t forget to add up all the other costs that come with moving as well as your other everyday finances. Make sure to crunch the numbers and figure out what will work best for you, and don’t forget the taxes that come with home ownership! You’ll get an interest deduction when you file, but taxes in some locations can be very costly.

6. Save Your Money!
This seems like a given, but there are a lot of surprise costs when buying a house. Don’t be taken aback by these costs, be prepared. There will always be a down payment when buying a new house. It is typical to put 20% down, but you may be able to put down less. However, that isn’t always the best move. The bigger the down payment, the less you need to borrow and pay monthly. This can be a hefty price and can be the hardest part for many homebuyers. So be sure to start saving early. Despite a hefty down payment, there are other costs to prepare for when buying a home. It’s easy to forget about closing costs, which is usually 3-6% of the loan amount, as well as move-in and after move-in expenses. That’s why you should save your money early so you are prepared for these costs and budget correctly so that you can start off on the right foot.

7. Buy a Home for Tomorrow
Most people look for a home they want now, but they don’t think about what they’ll need for the future. It’s important to meet your current needs, but the future is just as important, if not more important than the present. Buy what works for the future you and you’ll be guaranteed to stay in love with your new home.

Searching for a Home this Year

Searching for a home during any season can be a daunting task. However, if you are looking to make a big move, now might be the best time.

If you’re thinking about moving, getting an early jump on the home buying process will be extremely helpful so that the final decision isn’t so hard. Spring and summer tend to be the busiest seasons because of the wonderful weather for touring. So looking at locations, communities, and homes earlier in the winter or fall seasons will help narrow down your options and give you more opportunities to get the home of your dreams.

Start by looking for communities or locations where you would love to live. Also, think about if the locations and homes you are looking at work best for your work schedule and your off-hours lifestyle. However, don’t forget to ask yourself what you want from your home. Do you want a townhome or carriage home? What size home are you looking for? Would a new construction home be a better option for you and your family than a pre-owned home? All these questions are important to ask yourself. They can help you narrow your search and help you find the perfect home for you.

However, if you’re considering new construction as an option, there are a few things to think about.

  • Think about if you really want to upgrade a pre-owned home. When you buy a pre-owned home it comes with the previous owner’s interior choices and home improvement projects. These upgrades can get rather costly and take up a lot of your personal time. However, if you buy a new construction home you won’t have to worry about spending your hard earned money and time on home improvement projects. Everything is new when it comes to new construction so you won’t have to worry about upgrades or home improvement projects.
  • Think about the square footage that you desire. Knowing if you want a bigger or smaller home will help you weed through your selections. One of the best parts of working with Judd are the multiple floorplans they have for you to choose from. With all these options you’ll be sure to find a perfect plan for you and your family.
  • Think about the interior finishes you’re looking for. Buying a new construction home gives you the ability to choose your finishes. Instead of dealing with upgrading and renovating a pre-owned home, you can choose exactly what you want from the beginning, especially with the help of Judd Builders Design Studio.
  • Think about what type of community do you want to live in. All of Judd’s communities are planned communities that offer some of the best amenities. Enjoy the close-knit community life with your neighbors in some of the most sought after areas.
  • Think about all of the perks new construction has to offer. New construction has a lot of perks. Not only will the house be yours from day one, but you get to pick your homesite, floorplan, finishes, and more so that you and your family have their dream home!

With all this in mind, the best time to buy a home is when you are ready and whenever that is, Judd Builders is prepared to help you take the next step!

If you have any further questions feel free to contact us! We’d love to hear from you and answer any questions you have!

 

5 New Year’s Resolutions for Your Home

With the New Year approaching many people are making their list of New Year’s resolutions. However, most people focus on resolutions for themselves. From eating healthier to staying organized, many individuals forget to think about resolutions for their household. Making home resolutions will undoubtedly help you stay organized in the New Year, so here are five New Year’s resolutions to kick start your 2018!

1. Simplify Your Stuff
Clutter is unavoidable, even if you are the most organized person in the world. This year clear the clutter and keep it that way as one of your New Year’s home resolutions. Throughout the year many individuals acquire a lot of stuff. So go room by room and purge any cabinets and drawers that are cluttered from last year. While cleaning, think about how much you’ve used the particular item in question. If you haven’t used something lately think about parting ways with it or donating it. Once you’ve cleared the clutter, think twice before bringing any new items into your house and make sure that anything you do bring into your home raises your energy level!

2. Shrink your Carbon Footprint
Nothing is better than going green for the New Year! This year reduce your carbon footprint by making minor adjustments to your household to “greener” more environmentally-friendly habits. That doesn’t mean you have to install solar panels or drive a hybrid car. Make minor adjustments and start with cutting your home’s energy usage. Here are some ideas to help you reduce your home’s energy usage!

  • Get smart with your thermostat and turn it down when you leave the house or at night.
  • Install LED lightbulbs around the house.
  • Give composting a try.
  • Only run dishwashers and washers/dryers when they are full.
  • For more ideas to reduce your carbon footprint, click here.

3. Weekly Cleaning System
You can also become more organized by implementing a cleaning schedule for the week for your New Year’s home resolution. By planning a cleaning schedule, you’ll find it easier to clean you home throughout the week. Plus, keeping the mess under control will benefit you greatly. By spreading out home chores throughout the week you’ll have more time to spend with your family or invest in your hobbies. Also, it’s easier to clean in smaller portions than to clean the whole house! So stay on top of cleaning this year and keep any mess under control.

4. Get Ready for Entertaining
Have a little fun this year and entertain family, friends, and guests more in your amazing Judd Builders home! Take a vow to spend more time with those you care about. You’ll have a fantastic time with your friends, family, and neighbors. But if you’re going to be inviting people in, make your resolution to add updates or fresh decor to the rooms you entertain in. You don’t have to go full out and re-design everything, but bring in new elements to your home to create a new energy. Whether it’s creating dramatic presentations with large flower displays or adding new dynamic pillows, your guests will take notice!

5. Volunteer in Your Community
Take some time out of your busy lifestyle and find volunteer opportunities within your community. This is a great home resolution for you and your family because not only are you giving back to your community, but you’re also spending quality time together! Don’t feel like you have to go this alone either. Invite your neighbors and friends to join you and make it a monthly event! There’s nothing better than giving back to your community while getting closing with your family and friends!

Reasons To Build a New Home with Judd Builders

If you’re ready to move out of your existing home or perhaps buy your very first home, you may be wondering if now is the right time. Have you considered new construction? There are many benefits to this choice, plus everything is brand new! Here are some reasons why it’s smart to buy a new construction home from Judd Builders, as well as timing considerations to think about:

  • Build a home with a brand new design that you can add your personal style to!
  • No surprises because you can preview models and check floor plans before you move in.
  • You can customize different aspects of your home including kitchen cabinets, granite countertops, flooring, paint colors & more!
  • Updated appliances for convenience and efficiency.
  • You can choose a floor plan and layout that meets your family’s needs
  • All new materials, featuring the latest building technologies and modern designs to provide years of enjoyment before you need to replace anything. Move into an older, pre-owned home and you never know what’s going to break down next.
  • Energy-saving components, such as windows, HVAC, and appliances.
  • Take advantage of our planned communities, which often feature swimming pools, club houses, and more. One example of this is the clubhouse at The Reserve at Creekside.
  • The latest in safety features, such as circuit breakers, wiring, electric garage door openers with infrared safety detection beams, eco-friendly coolants, and carpeting and paints that have fewer VOCs.

Perhaps the best reason to build your own a new home is that YOU are the one making memories there! You’re not intruding on someone else’s memories or fixing their problems. That new home feel just can’t be achieved with a pre-owned home.

Timing

Sometimes the timing just feels right. Perhaps your finances are finally in order, you’re ready for an upgrade, your family is growing and you’re running out of space…there are many timing considerations that come into play. Timing is definitely important. If you have kids, you’ll want to consider their schooling – so moving during the summer, will help them start the new school year in the new home. The real estate market is cyclical – so when you find a good home, for the right price – then it’s your time to buy! Springtime is often the busiest time of the year to buy a home, but, with Judd Builders, we have homes for sale in a variety of communities throughout the year.

If you need help to find your new brand new home, or need even more reasons to build new, contact Judd Builders today!

What To Look For In A New Home Beyond Inspection

Hand opening a door with a key. The keyring has a house shaped icon on the end and is shiny silver colour. The house looks modern and luxurious. The keyring house icon is dangling down. Close up with shallow focus. New house concept.

While looking for a new home, it’s obvious that the most important aspect is making sure it passes inspection. No one wants to have a leaking roof or faulty wiring in their brand new home, but there are items on the home-buying checklist beyond the home’s inspection that will affect the living experience in your home. Make sure that all of these parts meet your standards to ensure that you love not only the functionality of your home, but the feel of it too:

1. The interior layout of your home can make a big difference in your day to day experiences in your new home. You want the layout to have a natural and organized flow to it when walking from one room to the next. Walk through the home and imagine your daily life in it to see if it fits.

2. Window size and placement can also greatly affect someone’s living experience. The right amount of lighting depending on your preferences and also depending on the room can change your opinion on a home as well as simply where they are located in the home. Since changing the windows in a home is not the cheapest renovation, it’s ideal to find a home that has well-placed windows. With that being said, if there are a couple homes you feel strongly about, make arrangements to view them a second time at a different point in the day to get a better idea of what the lighting will be like if you live in it.

3. Laundry rooms can sometimes be in inconvenient locations such as in the corner of a basement. If this is something that is important to you, make the effort to find a home with an easily accessible laundry room since this is a chore that is done quite frequently.

4. Kitchens are a more popular area in homes today than they were in the past. Many people use the kitchen for entertaining, having dinner with family or even just for more cooking. With that in mind, you may want to be more picky about the features in the kitchen of your new home based on your preferences. Some kitchen features that people find more important include the kind of stove, the layout, sinks, natural lighting, storage area and overall size.

5. Choose a home with enough bathrooms to meet your family’s needs to avoid the expense of adding a new one later. Even if you are looking for a home for only one or two people, an extra powder room on the main floor isn’t a bad idea.

6. Lot grade is another aspect to consider when shopping for a new home. Not only do you want to be happy with the size of the yard around your home, but also the steepness. Having a larger yard is nice, but much less enjoyable if it’s too steep to walk down. Also, think about the future of your yard. If adding a deck or patio is a project you would consider adding to your home, make sure it is able to be added to the yard of your home.