Finances

Determining How Much You Can Afford to Borrow

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How can you be certain how much you can afford when applying for a loan? Many home shoppers find a quick fix answer on websites that provide an online calculator. Simply entering your monthly income, expenses and what you believe to be your credit score in a computer program won’t accurately predict what a specific lender will […]

Real Estate

The Best Times to Buy a New Home

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Most people assume that the Spring time is the best time to buy or sell a home, but that’s not necessarily true, though it is the busiest time of the year for real estate. There are practical reasons for buying in the spring, but also some misperceptions. In spring, people who have been cooped up over the winter […]

Finances

5 Surprising Homeowners Insurance Facts

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Although necessary, Homeowners insurance can be rough on your budget, but there are smart ways to get high-quality insurance and save money too. Below you will find 5 surprising facts about what affects homeowner insurance quotes. 1. Credit Is An Important Rating Factor: Your credit history plays a role in things such as the interest […]